Disclaimer Policy

This Disclaimer Policy explains the limitations of the information provided on the Kichose Motors website at kichosemotors.co.za and the nature of the Kichose Flow vehicle subscription program. By using this Website, you accept this Disclaimer in full.

1. GENERAL DISCLAIMER

The information on this Website is provided in good faith for general informational purposes only. Kichose Motors makes no representation or warranty, express or implied, about the completeness, accuracy, reliability, suitability, or availability of any information, vehicle, product, or service described on the Website. Any reliance you place on such information is entirely at your own risk.

2. KICHOSE FLOW — FINANCIAL PRODUCT DISCLAIMER

2.1 Nothing on this Website constitutes financial advice, credit advice, investment advice, or any form of professional financial recommendation. All information about Kichose Flow is provided as general guidance only.

2.2 Kichose Flow is a vehicle subscription product offered by Kichose Motor Retail (Pty) Ltd. All credit and affordability decisions are made individually by Kichose Motors in accordance with the National Credit Act 34 of 2005 and Kichose Motors’ own assessment criteria.

2.3 Kichose Motors does not guarantee any monthly subscription amount, approval outcome, affordability assessment, or credit decision in advance. All amounts and terms are confirmed at the point of individual assessment and application.

2.4 Any general information about payment conduct assessment, income thresholds, or qualification criteria on this Website is provided as general guidance only. Actual criteria, outcomes, and amounts may differ based on your individual profile and are subject to change without notice.

2.5 We strongly encourage you to seek independent financial advice before entering into any financial arrangement or subscription commitment.

3. NO GUARANTEE OF APPROVAL OR OUTCOME

Completing any pre-qualification check, enquiry form, or application on this Website does not constitute a guarantee, promise, or representation of approval for the Kichose Flow program. All applications are subject to full individual assessment by Kichose Motors. Kichose Motors reserves the right to decline any application at its discretion, without being required to provide reasons.

4. VEHICLE INFORMATION DISCLAIMER

4.1 Vehicle listings, descriptions, photographs, and availability information on this Website are provided in good faith but may not reflect current stock, availability, or pricing at the time of your enquiry.

4.2 Vehicle photographs are for illustrative purposes only and may not exactly represent the specific vehicle available at the time of application.

4.3 Kichose Motors reserves the right to amend, update, or remove vehicle listings at any time and without notice.

4.4 Not all vehicles displayed on this Website may be available under the Kichose Flow subscription program. Eligibility of specific vehicles is determined by Kichose Motors and is subject to vehicle age, mileage, condition, and personal use requirements.

5. SUBSCRIPTION TERMS

All Kichose Flow subscription terms, including monthly payment amounts, included benefits, contract duration, early exit provisions, mileage allowances, and purchase option terms, are subject to individual assessment and will be confirmed in writing at the time of approval. No general information on this Website constitutes a binding offer or a confirmed subscription arrangement.

6. WEBSITE AVAILABILITY

Kichose Motors endeavours to keep the Website operational at all times. However, we take no responsibility for the Website being temporarily unavailable due to technical issues, scheduled maintenance, or circumstances beyond our reasonable control. We reserve the right to suspend, withdraw, or restrict access to the Website at any time and without notice.

7. EXTERNAL LINKS

The Website may contain links to external websites operated by third parties. These links are provided for your convenience and information only. Kichose Motors does not control, endorse, or accept responsibility for any content, products, services, or privacy practices of any linked third-party website. Your access to and use of any external website is entirely at your own risk.

8. PERSONAL USE

All information and content on this Website is intended for the personal, non-commercial use of individual visitors. Any commercial use, reproduction, distribution, or exploitation of content from this Website without the express written permission of Kichose Motors is strictly prohibited.

9. CHANGES TO THIS DISCLAIMER

Kichose Motors reserves the right to update this Disclaimer Policy at any time and without prior notice. Any changes will be posted on this page with a revised effective date. Your continued use of the Website following any change constitutes your acceptance of the updated Disclaimer.